National Flood Insurance Program Changes Effective 10/1/18

NFIP has outlined changes to be effective October 1, 2018 that apply to new business, renewals, endorsements, and cancellations. Cancellation Reason Code 26 for Duplicate Coverage under Non-NFIP Policy Beginning October 1, 2018, agents can use NEW Cancellation Reason Code 26* to cancel an NFIP policy when a policyholder has obtained a duplicate policy from sources other…

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The Basics of Personal Umbrella Coverage

A personal umbrella liability policy provides an extra layer of insurance coverage over your standard liability policies. It protects your personal assets by kicking in when your standard liability coverage is exhausted. If you are found to be legally responsible for injuring someone or damaging their property without a personal umbrella liability insurance policy, anything…

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September – National Preparedness Month

September is recognized as National Preparedness Month (NPM). It is an important reminder that we all must prepare ourselves and our families now and throughout the year!  This year’s NPM theme is: Disasters Happen. Prepare Now. Learn How. #PrepareNow Check Your Insurance Coverage Insurance is the first line of defense; check your insurance coverage for…

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