Aerial view of Rehoboth Beach, Delaware

Condos & Coastal Property – Mid-Year 2024 Insurance Market Outlook

What We’re Seeing Locally Coastal property is continuing to take increases in property rates, but the increases are trending lower than the 2023 increases. Properties that are claims-free and well-maintained are experiencing between 5-25%. Carriers are offering full coverage limits or additional coverages and lower deductibles for some risks. Wind coverage has been easier to…


Hurricane Season at the Beach: What to Know and Where to Go

The Atlantic Hurricane Season is from June through November. The Town of Ocean City closely monitors all tropical storms and stays in touch with the National Weather Service during any pending storms. Hurricane Watches and Hurricane Warnings are issued by the National Hurricane Center in Miami. A WATCH is issued for an area that could…

Collage of Deeley team supporting community events in Spring 2024.

Deeley Serves – Community Roundup

Through Deeley Serves, our team volunteers and reaches out to support our amazing community, giving back, raising awareness, and spreading our positive Deeley energy all around. We’ve stayed busy this spring preparing meals for the homeless at Hope and Life Outreach (HALO) in Salisbury, sponsoring the Chesapeake Chapter of Community Association Institute, Believe in Tomorrow…

A distracted delivery driver looks out the passenger-side window.

Preventing Distracted Driving

The Centers for Disease Control and Prevention (CDC) defines distracted driving as engaging in any activity that takes an individual’s attention off the road. Distracted driving is extremely dangerous and can lead to serious consequences. In fact, the National Highway Traffic Safety Administration (NHTSA) reported that distracted driving contributes to nearly 400,000 injuries and 3,000…

Construction team, architect and insurance professionals consulting on a building site.

Scheduled Versus Blanket Limits for Commercial Property Insurance

Commercial property insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an organization’s commercial building or its contents are damaged or destroyed by covered perils (e.g., fire, theft, vandalism, wind and lightning). Specifically, this coverage can help reimburse property repair or replacement expenses when these…

A sign directs hurricane evacuees to safety.

5 Things to Know About Updating Your Insurance for Hurricane Season

The Atlantic Hurricane season runs from June 1 to November 30. It’s time to review your insurance coverages to ensure you’re protected financially against hurricane-related losses. Here are five things to consider: Don’t wait until it’s too late—Check your insurance policies well before the storm to see what is and is not covered. Know your…

Man holding cookie for his pet labrador retriever.

Assistance Animals: A Potential Exception to Your Association’s “No Pets” Policy

Requests for assistance animals are one of the most common types of accommodation requests. In fact, in January 2020, the United States Department of Fair Housing and Urban Development (HUD) reported that 60% of all Fair Housing Act (FHA) complaints arise out of the denial of a request for reasonable accommodations and disability access. Of…

Happy multi ethnic friends cheering and drinking coloured cocktails at a beachfront tiki bar, celebrating summer.

The Value of Business Interruption Insurance

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid operational disruptions or temporary shutdowns. In these instances, even brief closures can carry costly consequences. That’s where business interruption (BI) insurance can help. Also known as business…