Community Association Advisor

How Association Documents Affect Virtual Meetings

During the pandemic we saw associations move to virtual meetings and electronic voting. Some association documents require in-person meetings and include specific language on how the voting process should work. In Delaware, the state statute governing Community Associations allows for remote or virtual meetings. As state statute supersedes the governing documents, associations may hold virtual meetings.…

Directors & Officers Liability – Common HOA Claims

Most HOA Boards are made up of volunteers, and homeowner volunteer decisions are protected by the Directors & Officers insurance policy. These are the most common claims facing associations’ Boards of Directors. Violation of the Governing Documents Rules should be enforceable and enforced Meetings should be held per the documents Architectural Guidelines should be followed…

No Trespassing in Ocean City

The Ocean City Police Department (OCPD) is urging residents, communities, and business owners to join the Trespass Enforcement Authorization Program (TEAP). During evening and nighttime hours it is difficult for law enforcement to reach managers and homeowners in order to get permission to enforce laws on private property. This program will authorize the police to…

Directors & Officers Insurance Trends for Community Associations

In this highly unpredictable year, many unusual factors are affecting insurance. As your partner, we want to keep you informed of industry trends we’re seeing, especially when they’re relevant to Community Associations and Boards of Directors planning your budgets for 2021. Kevin Davis Insurance offers three reasons why D&O premiums are increasing this year. COVID–19…