What Relief Do I Have as a Business for Economic Loss as a Result of Coronavirus?

Has your business been impacted by coronavirus? We encourage you to contact your local Chamber of Commerce offices for assistance in applying for economic aid through the SBA. The chamber office is able to collect names of businesses that have experienced a substantial negative impact due to the COVID-19 pandemic. State Information: Maryland Coronavirus Information…

If I Get Sued as a Result of Coronavirus, will my Liability Policies Respond?

Liability Concerns COVID-19 raises a number of liability concerns, particularly if guests, customers or employees allege they became sick due to a business’s negligence. When it comes to these concerns, it’s important to take the following insurance considerations into account: General Liability Insurance—General liability insurance, sometimes referred to as commercial liability insurance, protects your business…

If My Employee Gets Coronavirus at Work, Will Workers Compensation Respond?

Workers’ Compensation Insurance In instances where an employee believes they contracted COVID-19 at work, a number of workers’ compensation considerations come into play. As with many topics in workers’ compensation, the answer is, “it depends”—the specific facts of a claim, as well as jurisdictional statues, determine compensability. As the situation in the United States evolves,…

Do I Have Business Income Because of Coronavirus Closures?

Business Interruptions As many operations close due to COVID-19 fears, there’s a growing question of whether or not business interruption insurance can help policyholders make up for lost revenue. Business Interruption coverage is typically triggered under a commercial insurance policy when a covered risk/peril causes physical damage to the insured premises resulting in the need…

The Ultimate Guide to Creating an Employee Handbook

An employee manual not only sets the stage for your company’s culture, vision, vibe, and rules of the road, but it also establishes your intention to communicate clearly. Also, certain elements within the handbook—such as perks, compensation, benefits, and a safe work environment—are essential for the retention of employees. This guide provided by The Hartford…