Association Risk – Liability Exclusions for Communicable Disease

Community Association Institute has counseled associations Owners, Board Members and Managers to review the policies to see how they will respond to a claim involving COVID-19. Unfortunately, policies may not be clear on what is covered, but an exclusion clarifies these situations. When reviewing both General Liability and Directors & Officers Liability policies, be sure…

Maryland Condominium Act Update – Unit Owner Responsibility for the Deductible Increases

An amendment to the Maryland Condominium Act, passed during the 2020 session of the Maryland General Assembly, will take effect October 1, 2020. Currently, the association can charge up to $5,000 of the master policy deductible to the unit owner where damage originated. The new amendment will increase that cap to $10,000 of the deductible.…

COVID-19 Best Practices for Community Associations

As the warm, sunny weather entices people out of quarantine to enjoy parks, beaches, golf courses, and pools, community associations must decide how and whether to safely reopen common areas and recreational facilities. To help guide your discussions and decisions, the Community Associations Institute developed ‘Healthy Communities,’ a 10-page summary of practical advice and COVID-19…