Research scientists at Colorado State University recently updated their projections, and are now expecting “above average” tropical cyclone activity during the 2023 Atlantic Hurricane Season (June 1 – Nov. 30.) Many community associations activate an emergency plan as a hurricane approaches. But just how thorough is yours? Download our Hurricane Preparedness Guide to help keep your family safe…
Recognizing the need for revised guidelines, Community Associations Institute (CAI) released updated Reserve Study Standards in May to provide communities with an improved framework for effective reserve planning. Key changes and benefits offered by the latest standards include a particular emphasis on structural inspections and maintenance. About one year ago, a task force began reviewing existing…
The Mid-Atlantic’s coastal region is susceptible to storms and hurricanes, which creates additional risk for insurers, and more difficulty securing coverage. Extreme weather events — such as hurricanes, tornadoes, hailstorms and wildfires — continue to make headlines as they become increasingly devastating and costly. These events aren’t limited to one geographic area, impacting businesses across…
For the ninth time in 17 years, Americans living in homeowners associations, condominiums and housing cooperatives say they’re overwhelmingly satisfied in their communities. The 2022 survey conducted by Zogby Analytics for the Foundation for Community Association Research reveals these encouraging numbers: 87% think the members of the elected governing board, “absolutely” or “for the most…
“If it isn’t broken, don’t fix it.” Just because your mother said it doesn’t make it good advice. Communities continue to look at ways to be cost effective in the face of rising inflation. Have you heard these in your meetings? “The roof doesn’t leak – so why replace it?” “I think we can get…
The Maryland Condominium Act and Maryland Homeowners Association Act require associations to undertake a reserve study at least once every five years. Delaware and Virginia already required reserve studies, but all 50 states are developing similar requirements as a response to the tragic collapse of the Champlain Tower South condominium in Surfside, Florida. Maryland Reserve…
Board members of both public and private companies have a fiduciary responsibility to establish and oversee business policies that drive a company’s financial growth and performance, including how their organization manages cybersecurity threats. Not only can a company be put at risk by cybersecurity breaches, but a director can also be held personally liable in…
If it looks like a dog and acts like a dog, then community association restrictions regarding dogs must apply, right? Not if the dog is an assistance animal. Assistance animals play an important role in the lives of people with disabilities. The federal Fair Housing Act (FHA), the Americans with Disabilities Act, as well as…
Community associations simply can’t function without volunteers. Board members and committee members play a critical role in making community associations vibrant and attractive places to live. Finding, motivating, directing, and creating long-term volunteer partnerships, however, can be challenging. Yolanda M. Wilson, manager of neighborhood vitality in the City of Mesquite, Texas, creates engagement opportunities and…
Reserve Fund Studies are recommended as Best Practices for HOA and Community Associations. These studies list the association-owned and maintained property and assign an expected useful life and a probable cost to replace. These studies can also break down how much money an association needs to set aside on a yearly basis so that large…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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