A dramatically-lit bar display of dozens of different liquor bottles, many partially empty. Glass bottles of rum and whiskey shine, reflecting the neon bar lights.

Liquor Liability Insurance: Market Update

Liquor liability insurance is designed to protect any business that sells or serves alcoholic beverages (e.g., bars, taverns, restaurants, clubs and liquor stores). Such coverage can provide financial assistance in the event that a business is held responsible for bodily injuries or property damage stemming from an intoxicated customer’s wrongdoings, such as fights, car accidents…

Marijuana in the Workplace

Marijuana, derived from the Cannabis sativa plant, is classified as a Schedule I substance under the Controlled Substances Act, indicating it has a high potential for dependency and no accepted medical use. Although isolated components of the raw marijuana plant have recognized medicinal uses, smoking marijuana has not passed the Food and Drug Administration’s rigorous…

Avoiding Winter Slips and Falls

Winter months present additional hazards that employees don’t typically encounter during warmer weather. Specifically, you may risk experiencing major slips or falls amid snowy and icy conditions, which could lead to serious injuries. Consider the following recommendations to prevent slip and fall incidents this winter: Wear shoes that provide traction on snow and ice; footwear…

COVID Resources – Businesses

Guidelines and government directives are changing so fast and each day brings extraordinary new circumstances to test our resolve. We remain committed to sharing the most updated information to support you through this challenging time. Check out these helpful, up-to-date resources: Restaurant COVID-19 Resources Hospitality COVID-19 Resources Maryland COVID-19 Resources Delaware COVID-19 Resources Virginia COVID-19 Resources National…

April Showers Can Cause Water Damage

April showers bring May flowers, but they can also bring rainstorms that can cause flood damage to your property! Be sure to take the proper steps to protect your property. Check out FEMA’s “How to Prepare for a Flood,” which includes flood basics, info on emergency notifications and how to protect yourself before, during and…

What to Do After a Data Breach

The Equifax data breach has garnered a lot of news, and rightly so as it affected millions of consumers. The US Federal Trade Commission has released an article on five things consumers should do after a data breach. There are steps to take to help protect your information from being misused. Visit Equifax’s website, www.equifaxsecurity2017.com.…

Cyber Security Resources

October is National Cyber Security Awareness Month, and we’re doing a series of blog articles on Cyber Security. The US Department of Homeland Security has a wealth of resources freely available to the public on their website. Here’s some direct links to PDF documents on a variety of cyber security subjects. Social Media Guide Cybersecurity…

October is National Cyber Security Awareness Month

Homeland Security has named October National Cyber Security Month. Themes for 2017 have been announced! Week 1: October 2-6 – Theme: Simple Steps to Online Safety. All members of the public can take some simple actions to protect themselves online and to recover in the event a cyber incident occurs. Week 1 will address the…