The Basics of Personal Umbrella Coverage

A personal umbrella liability policy provides an extra layer of insurance coverage over your standard liability policies. It protects your personal assets by kicking in when your standard liability coverage is exhausted. If you are found to be legally responsible for injuring someone or damaging their property without a personal umbrella liability insurance policy, anything…

Most Common & Most Expensive Causes of Property Damage

Travelers Insurance released information on the most common and most expensive causes of property damage. Results are based on 8 years of nationwide claim data. Learn about the causes and how you can prepare for and prevent losses. Most Common Wind 24% – High velocity winds can uproot trees, damage roofs, collapse walls or worse. Non-Weather Water…

6 Steps to Protect Your Business from ID Theft

Quite often, data security isn’t a priority to owners of small businesses or those who are self-employed. Although it is important to spend energy trying to grow the business, protecting your data and your clients’ data is extremely important when it comes to keeping your business alive.  Creditcards.com provides 6 practical and affordable steps to…

Roof Maintenance Tips – Protect Your Home This Storm Season

The roof on your home is extremely vulnerable during bad weather, so a little extra prep could go a long way this upcoming storm season. Repairing or replacing your roof can be expensive and if you haven’t maintained proper care of the roof throughout the years, sometimes damages may not be covered by your homeowners insurance. Spending a few…