Each year, hurricane season presents a significant risk to homeowners. Not limited to coastal areas, hurricanes are dangerous and can cause major property damage due to storm surge, wind damage and flooding. These eight tips can increase your readiness in the event of a hurricane. Plan your evacuation. Plan how you will leave and where…
Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with your son or daughter away at school. Protecting Your Student’s Belongings Many homeowners policies consider…
As the winter days get shorter, your mood may become as dark as the late afternoon. These feelings are often referred to as the “winter blues;” however, the medical name for this winter depression is seasonal affective disorder (SAD). Try one of the following strategies to help you relax, unwind and make the long winter…
With energy costs on the rise, you may be wondering how you can reduce or control your winter utility bills. You may even be tempted to simply turn down the thermostat, but there are several ways you can lower your energy bills while staying warm this winter: Use a programmable thermostat to automatically lower your…
The family has a new driver behind the wheel. You decide to rent out your coastal home as an Airbnb. You completed a few renovation projects, including a home office and gym. You were invited to volunteer on the homeowners’ association board and are eager to give back. You traded Corporate America for an at-home…
Experienced mariners know fickle weather is a fact of life, but some weather events have the potential to seriously damage or even destroy your vessel. If a tropical storm or hurricane is forecast on the horizon, having a plan in place can help you to prepare your boat for many possible circumstances — whether you…
We’re in a world of change. Does your insurance cover new exposures and mitigate evolving risks? Change is a sure thing. The last two years have emphasized the constant cycle of change, demanding that we adapt and overcome almost daily. But change isn’t all bad. The pandemic environment has taught us so much as individuals…
Working from home? There’s a lot to think about! Each year, the second full week of January is designated as Home Office Safety and Security Week. If you work from home, even just from time to time, there are several security measures you should consider implementing to help you Be Sure. Securing Your Home Office…
A New Year’s resolution to regularly back up your computer helps keep your valuable data safe and brings you peace of mind all year long. These days, so much of our lives are on our computers – term papers, tax documents, family photos, favorite songs. That can leave a lot of information at risk, unless you…
This year, be prepared for whatever comes your way. These practical emergency preparedness tips will help you troubleshoot tricky situations before they happen. So when a problem arises, you and your family will already have a plan, and some peace of mind. Planning Ahead Make an emergency plan: choose a safe place to meet, learn evacuation…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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