Document your Property & Belongings

In almost every blog I read about protecting your belongings, one common thread appears over and over. Document your possessions with photo and videos. This is supposed to help a claims adjustor replace your lost items. It is recommended by every insurance agent – at all times. Home or business common sense says – take…

Traffic Violations Can Impact Insurance Rates

All types of traffic violations have the potential to impact your auto insurance rates. Generally, the type and severity of the violation will determine exactly how your premiums are affected. Here are some examples of incidents that could impact your rates: Speeding Failure to use a seat belt DUI convictions Illegal use of a cellphone…

Five steps to help avoid frozen exterior hose bibs

Frost free doesn't mean freeze proof! Winterize all outside water lines whenever cold weather approaches or you leave your unit for more than 48 hours. Always remove the hose from the hose bib. Shut off exterior water prior to the first frost, or whenever you leave your unit unoccupied for more than 48 hours. Open…

“Flocking” Insurance – Is your Business ready?

Our Willard’s office has been flocked. We were completely unprotected and 60 pink flamingos landed in our front lawn. Nicely done Salisbury Jaycees, nicely done. As insurance agents we are ready to review your policies and make sure there are no gaps in protection. Important to note, “Flocking” insurance is only sold by the Salisbury…