Change Dropbox Password Now!

Do you use Dropbox? And what are you storing there? Journalists at Motherboard reported that they obtained documents which show that more than 68 million users were affected by the data breach at Dropbox—one of the world’s largest file-hosting companies. The information contained in the documents has since been identified as authentic by officials at…

Protect your home from flooding!

Flooding has the potential to cause severe damage to your home; according to the National Flood Insurance Program (NFIP), the average flood insurance claim is nearly $42,000. Additionally, it can be difficult and dangerous to clean up flood damage. Use these precautionary measures to help prevent water from getting into places it isn’t wanted: ·…

5 Tips to Healthy Aging!

The earlier you start maintaining your health the longer you will enjoy the benefits: Stay up to date on your medical screenings, especially your primary care, eye doctor and dentist! Limit alcohol consumption. Exercise! This can help prevent conditions like heart disease, diabetes and depression. Work your brain! Puzzles or crosswords! Sleep – every night!…

National Preparedness Month – Document and Insure Your Property

One great way to get prepared is to document your property! Take pictures and videos and make sure you share them with your insurance agent. Some items need to be scheduled or listed on your insurance policy. Make sure that you tell your agent about jewelry, coin or weapon collections. Click here for ways to…

Condominiums and FHA Certification

Condominium Associations, when possible, should attempt to be FHA certified. The FHA certification makes it easier for purchasers to secure a loan and that the loan would have lower down payment requirements. Certification was particularly hard to obtain for many of our clients for one main reason: Previously, 50% of condominium units needed to be…

Hurricane Storm Terminology – Know the Terms!

Keep these terms in mind so you know when to start preparations for incoming weather. Tropical Cyclone: A warm-core, non-frontal, synoptic-scale cyclone, originating over tropical or subtropical waters, with organized deep convection and a closed surface wind circulation about a well-defined center. Once formed, a tropical cyclone is maintained by the extraction of heat energy…

$50 Ticket – If you don’t show your auto insurance card!

Maryland will require each vehicle to carry an insurance identification card starting October 1, 2017. If you keep your id card in your personal device – the electronic version will work. I immediately downloaded my id card in to my cell phone. Then I thought for a minute. Realized, on occasion I may let my…