According to the Congressional Budget Office, hurricane and tropical storm damages account for approximately $9 billion in losses to commercial businesses each year. Research scientists at Colorado State University recently updated their projections, and are now expecting “above average” tropical cyclone activity during the Atlantic Hurricane Season (June 1 – Nov. 30.) Before a Hurricane…
Having extended family living under your roof — whether it’s just for a visit or longer term — can bring the joys of reconnection, support and togetherness. But a full house is not without its challenges. There’s the potential for additional fire risk due to the habits, routines and electronic devices of those new to…
Winter months present additional hazards that employees don’t typically encounter during warmer weather. Specifically, you may risk experiencing major slips or falls amid snowy and icy conditions, which could lead to serious injuries. Consider the following recommendations to prevent slip and fall incidents this winter: Wear shoes that provide traction on snow and ice; footwear…
“If it isn’t broken, don’t fix it.” Just because your mother said it doesn’t make it good advice. Communities continue to look at ways to be cost effective in the face of rising inflation. Have you heard these in your meetings? “The roof doesn’t leak – so why replace it?” “I think we can get…
As the winter days get shorter, your mood may become as dark as the late afternoon. These feelings are often referred to as the “winter blues;” however, the medical name for this winter depression is seasonal affective disorder (SAD). Try one of the following strategies to help you relax, unwind and make the long winter…
The commercial equipment you purchased five years ago could fetch a higher value today than when you bought it new. Meanwhile, orders for new equipment are taking up to 18 months to fill—with no promises. As for repairs, parts delays are creating a significant backlog in shops, prompting carriers to sideline rigs. The transportation industry…
October is National Cybersecurity Awareness Month. During this annual event, government and industry leaders come together to raise awareness about the importance of cybersecurity. This year’s theme, “See Yourself in Cyber,” was selected to demonstrate that while cybersecurity may seem like a complex subject, ultimately, it’s really all about people. It’s crucial for businesses to…
Water Damage Is The Most Common Claim, But There Are Simple Ways You Can Prevent Losses. Water damage is more than a ‘frozen pipes problem.’ It’s a real concern that many homeowners overlook. Refrigerator icemaker failures. Leaky toilets. Dry-rotted washing machine hoses. HVAC condensation. Little drips over time that can deteriorate drywall. In a strange…
Experienced mariners know fickle weather is a fact of life, but some weather events have the potential to seriously damage or even destroy your vessel. If a tropical storm or hurricane is forecast on the horizon, having a plan in place can help you to prepare your boat for many possible circumstances — whether you…
Is your workplace Safe and Sound? No matter where your business is on safety and health, initiating a program or energizing an existing one can help you take a step in the right direction. Each year, more than four million workers suffer from serious job-related injuries or illnesses, and more than 4,000 Americans die from…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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