Transportation Insurance Trends

Most commercial lines insurance remains very competitive in the current economic climate. This is favorable to the insureds. The commercial auto industry is unique as rates continue to increase for these businesses. In this article from National Underwriter, Craig Dancer, a transportation practice leader for Marsh says, “Trucking is seeing particularly severe tightening in the…

Fireworks Extravaganza 2016

I love the 4th of July. I love a professional fireworks displays on a warm night. I am also pleasently surprised by the professional displays that are hosted by small towns on the Eastern Shore. Here in Willards, MD we are lucky that they host a great show on Sunday, July 3rd. Rain date is…

OSHA Increases Fines for Violations

Starting in July of 2016, fines for OSHA violations are increasing by 80-150%. This increase could have a huge impact on all businesses. Violation Current Maximum Amount of Increase Increased Penalty Amount 80 % 150 % (max) 80 % 150 % (max) Non-serious $7,000 $5,600 $10,500 $12,600 $17,500 Serious $7,000 $5,600 $10,500 $12,600 $17,500 Willful…

New Changes to Overtime Wage Payment

On May 18, 2016, the U.S. Department of Labor (DOL) released a new rule that will overhaul overtime wage payment. The new rule doubles the salary threshold that employees must meet to qualify for the overtime wage payment exemption—a change that could affect more than 4 million workers across the United States. What is changing?…

National Safety Month Week #1 – Stand Ready to Respond

We talk about preparation a lot. And after all those wonderful blogs about Hurricane preparation during Hurricane Preparation Week, I don't think I can devote any more time on how to prepare your disaster kit. So lets Stand Ready to Respond. Here on the Delmarva Peninsula we are literally surrounded by water. Teaching our children…