According to FEMA, floods are the most common disaster in the United States. Purchasing flood insurance is the best way to protect your home from this peril. However, here are some other great tips from FEMA that will help you prepare your home for a flood. Clear debris from gutters and downspouts Install a water…
Let’s educate ourselves and our children in appropriate uses of technology so we can continue to Protect What Matters Most. This month I have read several local news stories that have highlighted the use of Social Media to either incite hatred, escalate an isolated incident or worse to solicit minors in to illegal activities. Please…
The Polar Vortex of 2014 was the 2nd costliest winter storm on record causing $1.7 billion in insured losses according to Property Claims Service. This week the snow storm missed us and we woke bright and early on Tuesday, January 27th to schools on time and roads clear of ice. Again, we got lucky. Last…
The National Flood Insurance Program has announced increases will begin in April of 2015. Rates will increase between 5-15% Reserve Fund Assessment will increase from 5 % to 10% New Surcharge of $25 for a primary resident and $250 per policy on a second home. Simultaneously, local Flood Insurance Rate Maps are being adopted. The…
Español The most loving day of the year? Absolutely. It is National Organ Donor Day. In the United States over 100,000 people are on lists waiting for a life-saving organ donation. I chose to be an organ donor so I could get the cute little heart on my license; I was 16 and clueless. I…
español 72% of heavy equipment owners have had a piece of equipment stolen, according to the National Equipment Register. Only 21% of heavy equipment stolen in 2013 was recovered. More claims are reported due to theft than vandalism, fire damage and collision combined. Many owners have considered installing security systems with GPS trackers in to…
100,000 – 300,000 American children are at risk to enter the sex trade every year. español The trucking industry has been working together to combat sex trafficking in the United States. Truckers Against Trafficking is a non profit organization that educates, equips, empowers and mobilizes members of the trucking and travel plaza industry to help…
The Centers for Disease Control and Prevention (CDC) reports that around 6,000 Americans lose their lives each year as a result of cold weather. Cold-related injuries and illnesses can afflict a person who has been chilled by low temperatures, brisk winds or wet clothing. Refresh yourself on the first-aid measures to take when a co-worker…
Many people suffer from Seasonal Affective Disorder (SAD) during the winter months. This recurring depression subsides in spring and summer. While the cause is unknown, experts suspect that an increased level of melatonin in the blood could be the main contributing factor. Melatonin increases the need and desire to sleep, and is more readily produced…
Though you can’t see, smell or taste radon, it may be present at dangerous levels in your home. Radon is a naturally occurring radioactive gas produced by the breakdown of uranium in soil, rocks and water. Since the air pressure in a typical home is lower than the pressure in the soil around the foundation,…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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