The National Flood Insurance Program (NIFP) was set to expire on September 30, 2017. The federal government has extended the NFIP until December 8, 2017. NFIP program is vital to coastal areas, and having the program's existence up in the air creates uncertainty for those buying or selling coastal properties or any property located within…
As a business leader, you make important personnel decisions on a daily basis. From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actions are critical to running your business, they also create exposures that could lead to costly claims by employees or governmental regulators. Even…
As the global economy expands, many businesses have more exposures related to the transportation of their goods, both domestically and internationally. Traditionally, the responsibility for insuring goods traveling overseas fell on freight forwarders, while local insurers would provide coverage for cargo within the country. However, that arrangement led to potential gaps in coverage when loading…
On June 27, 2017, the U.S. Department of Labor (DOL) announced that its Wage and Hour Division will reinstate the practice of issuing opinion letters. The DOL discontinued the practice of issuing opinion letters seven years ago in favor of publishing more general guidance. Opinion letters provide guidance to employers on how to comply with…
Every month Deeley Group Gives, a committee within Deeley Group Serves, donates to employee-nominated charities or causes. In the month of July we sponsored Salisbury University’s Girls Innovation Academy. This is a three week summer learning experience for middle school girls. This academy teaches leadership and communication skills, innovation and technology, and sustainability and civic…
Association Reserve Studies are a vital component of setting budgets for community associations. Community Associations typically have at least two budgets/accounts: operating expenses and reserves. Operating expenses are for those normal day to day expenses such as staff, maintenance, utilities, taxes, etc. Reserve funds are set aside for those big ticket items that are know…
If you're anything like us, you're super excited about the solar eclipse on Monday, August 21st. We asked our residing astronomy buff, Dave Nimrod (our Senior Network Administrator) for all the details so we could enjoy the eclipse from our office. Dave loves eclipses so much that he is traveling to North Carolina to view…
Most people would probably guess that the majority of homeowners claims are fire claims, but they're not. Fire claims can be extreme, often a total loss, but the most common homeowners claim is water damage. Whether it's from inside our outside your home, water can do serious damage. Here's some tips from the Insurance Information…
Security is a big issue for community associations. A high profile crime can point a spotlight on potential liabilities and holes in your current program. We recently came across a good article listing the Top 10 Security Mistakes Homeowners Associations Make from SecurityNet.Com Here's their Top 10 list: Not Conducting a Security Survey, Audit, or…
The FMCSA announced in the Federal Register that it is seeking comment on a proposal to repeal the blanket exclusion for diabetic drivers. In accordance with the Paperwork Reduction Act of 1995, FMCSA announces that it is considering submitting the Information Collection Request (ICR) described below to the Office of Management and Budget (OMB) for…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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