The 10 Most Common FMCSA Driver Violations in 2020

The Federal Motor Carrier Safety Administration (FMCSA) roadside inspections are examinations of commercial motor vehicles (CMVs) and/or drivers by Motor Carrier Safety Assistance Program (MCSAP) inspectors. MCSAP inspectors conduct roadside inspections on CMVs and drivers to check that they are in compliance with the Federal Motor Carrier Safety Regulations and/or Hazardous Materials Regulations. If an…

Directors & Officers Liability – Common HOA Claims

Most HOA Boards are made up of volunteers, and homeowner volunteer decisions are protected by the Directors & Officers insurance policy. These are the most common claims facing associations’ Boards of Directors. Violation of the Governing Documents Rules should be enforceable and enforced Meetings should be held per the documents Architectural Guidelines should be followed…

2021 Community Association Federal Legislative Priority Issues

Community associations have a keen interest in state and local laws and how they affect their self-governance. CAI’s state legislative action committees provide invaluable services by working with legislators and other government officials to craft reasonable laws and regulations for community association stakeholders. The federal government also impacts community associations. CAI members who serve, devote time, expertise,…

Preventing Overexertion at Work

According to the National Safety Council, overexertion is the third-leading cause of injury in the United States—with an estimated 3.5 million overexertion injuries taking place each year. These injuries can happen in the workplace when you push your body beyond its physical limits during a task. Overexertion injuries are typically caused by one of these…

Employment Practices Liability Trends to Watch in 2021

As an employer, you care about making your workforce feel valued and managing your organization successfully. However, even if you do everything you can to ensure smooth relationships with your staff, employment practices liability (EPL) risks remain. That’s why it’s crucial for your organization to have EPL coverage. Such a policy can offer protection for…

Stepping Up To Lend A Hand

Adaptations To Workers’ Compensation Class Codes Help Employers Support Their People. The pandemic pushed businesses to make drastic changes—practically overnight. In a time when no one knew what would happen next, employers made in-the-moment decisions to sustain their operations. Some moved to a remote work environment. Others continued compensating their people while they were not…