2023 Commercial Property Insurance Market Outlook

The past five years have seen the commercial property insurance market progressively harden, evidenced by consistent rate increases since 2017. However, according to industry data, such rate jumps showed some signs of stagnation in early 2022, with average increases staying within single digits. Going into 2023, rates are still on the rise. Some insureds are…

Halloween Safety for Children

Halloween celebrations can come with a range of fun activities and lead to lasting memories for your children. However, these festivities can also carry serious safety risks. That’s why it’s important to have precautions in place to protect your kids from the risk of Halloween-related injuries or accidents. Costume Precautions Do not let children wear…

Preventing Repetitive Motion Injuries

While repetitive motion injuries (RMIs) are common among athletes, these injuries can occur in the workplace. Also known as repetitive stress injuries or cumulative trauma disorders, RMIs impact a broad range of occupations, including jobs that require heavy lifting and stationary office roles. RMIs occur when continuous physical stress from daily tasks damages nerves, tendons…

Firework Laws and Safety Tips

Enjoy the show this 4th of July by obeying local fireworks laws and following these safety tips: Maryland In Maryland, most fireworks — including bottle rockets, firecrackers, Roman candles, fire balloons, and signal lights — are illegal. Only gold-labeled sparklers, novelty items — such as party poppers, snap pops, and snakes — and ground-based sparkler…

Community Association Governance Best Practices

The Foundation for Community Association Research publishes a Best Practices Guide for every aspect of a community association. The report is broken up into different sections, including governance. Below are their minimum recommendations for Community Association Governance There is a functioning board that meets regularly and that is carrying out its duties and responsibilities as…

7 Safety Tips for Bike Commuters

As the weather begins to warm up, more and more commuters may consider biking to work. Biking to work is not only a great source of exercise, but it can reduce a commuter’s carbon footprint and help him or her save big on gas. In fact, according to the American Automobile Association (AAA), the average…