April showers bring May flowers, but they can also bring rainstorms that can cause flood damage to your property! Be sure to take the proper steps to protect your property. Check out FEMA’s “How to Prepare for a Flood,” which includes flood basics, info on emergency notifications and how to protect yourself before, during and…
Regular property inspections are an important part of managing condominium or homeowners association (HOA) risks. Thorough inspections increase the safety and well-being of homeowners, protect property values, and reduce the risk of costly repairs and lawsuits. Why should HOAs conduct regular inspections? Conducting inspections regularly keeps an HOA on top of security risks, as well…
Spring is here! It is the perfect time for a good home cleaning, but also an even better time to complete a home maintenance inspection. Travelers offers us lists of items for both inside and outside your home, along with a downloadable checklist. Checking everything from electrical outlets/cords to inspecting trees, will ensure that your…
Ladders pose specific safety hazards, so it’s essential to familiarize yourself with the risks and safety rules. Falls from elevated surfaces are frequently listed as one of the top 10 causes of accidents in the workplace. Most of these accidents occur due to failure to follow basic ladder safety. To help prevent ladder injuries, practice…
Welcome all Pittsville Maryland Residents and Business Owners to the National Flood Insurance Program! Click to learn your Flood Risk – Now! Pittsville was one of the last few communities in Wicomico County to join the flood program. Homeowners and businesses in Pittsville will now be able to purchase flood insurance through the National Flood…
Most communities with clubhouses have AED's installed in either the workout facility or pool area. However, you need to make sure someone knows how to use it! It is shockingly simple! In honor of Red Cross Month – try to get a few neighbors together and take a first aid and CPR class. Let's be…
The three big reasons behind most residential fires are: 1. Electrical 2. Smoking 3. Cooking As a homeowner, you probably have already taken some simple steps to avoid fires caused by smoking and cooking. The most important of these steps are not smoking in bed and keeping a fire extinguisher close at hand while cooking.…
Travelers Insurance put together this great infographic that explains the increased likelihood to get in an accident if you are doing two things at once! Topping the list – TEXTING. We all know to put the phone down. Newer phones can sense you are driving and not allow messages to deliver. This is a great…
According to FEMA (Federal Emergency Management Agency), the first 9-1-1 call took place 50 years ago this month! On February 16, 1968, Alabama State Senator Rankin Fite completed the first 9-1-1 call in Haleyville, Alabama and it remains as important today as it was when first introduced decades ago. Calling for help remains the first…
What would you do in the event where a person randomly opens fire in a public place? According to the PropertyCasualty360.com’s article “Staying Safe: Mitigating active shooter risks”, the number of incidents involving active shooters has steadily increased over the last 15 years. In 2000, there was one active shooter incident versus 20 in 2015.…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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