General Contractors, Subcontractors & OSHA Violations

When it comes to OSHA regulations, it’s no surprise that employers are responsible for maintaining safe work environments for their employees. Up until recently, employers were solely responsible for their employees, but with a new decision filed on November 26, 2018, general contractors now gain responsibility for other company’s employees. Subcontractor violations are now general…

Employer Responsibility During Inclement Weather

Since construction employees work almost exclusively outdoors, the weather plays a large role in their daily working conditions. Sometimes, working in rainy, cold or snowy conditions is simply unavoidable, so it is important that your employees are prepared and educated on handling the conditions safely. Inclement weather can also impact other responsibilities as an employer,…

Controlling Workers’ Compensation Costs

Has your construction business experienced rising workers’ compensation costs due to on-the-job accidents? If so, your first response was most likely aimed at trying to reduce insurance costs and spending. While this may seem like the best approach, a sound safety program designed to continuously improve can yield significant savings by reducing injuries and illnesses—ultimately…

Builder’s Risk Coverage: Understanding the Policy Period

Construction projects, regardless of their size, can present complex insurance issues. It’s no surprise—there are no standard builder’s risk policy forms covering these types of risks. To help you limit your exposure, here are some helpful builder’s risk policy basics. The Basics Builder’s Risk coverage is a type of property insurance specifically designed to cover…

10 Steps to Creating an Effective Safety Program – General Industry Employers

Have you established a working safety program within your organization?  Chesapeake Employers Insurance provides a 10-step reference guide to help create an effective safety program for your general industry business. Ensure management commitment to safety. Setting an example of commitment and involvement is key to creating a positive safety culture throughout your organization. Designate responsibility…