Transitioning a business is an intentional process. If done well, perpetuation will empower the next generation to carry on a legacy. Only 30 percent of family businesses survive to the next generation—a stark statistic when you consider the lifetime that owners dedicate to nurturing their companies, providing employment, and giving back to their communities. What…
Reduce Workers’ Compensation Claims By Teaching Your Team How To Stay Safe On The Job. As your company grows and evolves, you invite new talent into your business: hiring employees, promoting individuals to new roles in the organization, and other changes in personnel. While you may be focused on skills-based training and leadership development during…
The U.S. Equal Employment Opportunity Commission (EEOC) has strict laws in place to protect job candidates and employees from discrimination. You should avoid asking job interview questions about age, disability, genetic information, race or ethnicity, gender identity or sexual orientation, national origin, religion, marital status, having children, pregnancy, or planning to start a family. Here…
Cyber Protection Helps Safeguard Your Data Our lives are constantly changing—and so is insurance, as our industry adapts and innovates to create products and services that help safeguard what matters most to you. The online landscape is a complex and dynamic ecosystem filled with exposure. Being prepared is what we do, and that requires anticipating…
While every business is unique, there are universal exposures that all businesses face. In addition to insuring your specific risks, you need to consider coverage that will protect you from common exposures generated by everyday business operations. For larger organizations, the diversity of risk and probability of higher claim frequency make it more effective to…
Many home-based business owners treat their operations informally—but you shouldn’t. According to Census Bureau data, about half of U.S. businesses are operated from home. The Insurance Information Institute has found that the majority of home-based business owners lack insurance coverage beyond what they have through their homeowners’ insurance policy—which is generally not designed to cover business-related claims.…
As a small business owner, you’re tasked with making big decisions. How do you know if it’s the right time to make an investment? Are you putting your business on the right path? Having a strategic plan can help. The Hartford provides key components to create a strategic plan that will serve your small business. Including…
Some business insurance policies include a coinsurance clause. If your policy includes a coinsurance clause, the amount of insurance you have purchased (the limit of insurance) must equal or exceed a specified percentage of the value of the insured property. For example, if 80% coinsurance applies to your building, the limit of insurance must be…
Companies need safe and working equipment to operate efficiently and generate revenue. In fact, some organizations rely exclusively on a few pieces of equipment to run their entire business. Following a breakdown, major losses can occur, and many organizations turn to equipment breakdown insurance. Equipment breakdown coverage is a form of property insurance designed to…
Most homes and businesses are outfitted with heating, ventilation and air conditioning (HVAC) systems—systems that require the care of specialized technicians for service. As an HVAC contractor, you are tasked with managing a variety of risks every time you perform maintenance or an installation on behalf of your clients. Just one incident involving the use…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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