Close up photo of burst metal water pipe, forcefully shooting a stream of water up into the air.

Water Damage Response Guide for Businesses

Water damage—whether from burst pipes, flooding or roof leaks—can lead to extensive structural damage and harm to valuable equipment, inventory and personal belongings. In fact, it’s one of the most common and frequent causes of property damage. A prevention plan helps mitigate these risks, reducing the likelihood of costly repairs or replacements. This 24-page water…

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A dramatically-lit bar display of dozens of different liquor bottles, many partially empty. Glass bottles of rum and whiskey shine, reflecting the neon bar lights.

Liquor Liability Insurance: Market Update

Liquor liability insurance is designed to protect any business that sells or serves alcoholic beverages (e.g., bars, taverns, restaurants, clubs and liquor stores). Such coverage can provide financial assistance in the event that a business is held responsible for bodily injuries or property damage stemming from an intoxicated customer’s wrongdoings, such as fights, car accidents…

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A group of young multiethnic office colleagues gather around a laptop computer. Happy, engaged team members review something on the computer screen.

4 Ways AI Could Impact the Workplace in 2024

Artificial intelligence (AI) garnered attention from every industry in 2023, revolutionizing how organizations operate and make decisions. Many employers adopted this technology to streamline operations, enhance workflows and improve customer experience. Over the coming year, workplaces are expected to adopt AI even more rapidly. While many may worry about the likelihood of their jobs being…

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Truck driver in sunglasses wearing all black stands defensively with his arms crossed in a truck yard with several tractor trailer trucks in the background.

The 10 Most Common FMCSA Driver Violations During the 2023 Fiscal Year

The Federal Motor Carrier Safety Administration (FMCSA) roadside inspections are examinations of commercial motor vehicles (CMVs) and/or drivers conducted by Motor Carrier Safety Assistance Program (MCSAP) inspectors. MCSAP inspectors conduct roadside inspections on CMVs and drivers to check that they are in compliance with federal safety and hazardous materials regulations. If an inspection results in…

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Man in winter coat carrying large boxes up a flight of stairs on the street to the entrance of a building.

Be Cyber Secure: Tailgating and Piggybacking

Tailgating and piggybacking are low-tech tactics used by malicious actors to enter secure areas. They occur when an unauthorized person gains physical access to a location with sensitive information or vulnerable IT equipment. These intrusions can have significant financial and reputational impacts on businesses, so it is essential for companies to take measures to prevent…

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Pregnant woman in blue dress stands in a field, holding ultrasound photos of her unborn child.

Important Employment Law Changes in 2023

Last year brought about significant shifts in the employment law landscape, impacting how organizations navigate the complex web of regulations governing workplaces. The U.S. Supreme Court issued several consequential decisions in 2023, and these and other rulings may have major impacts on employers, altering established labor and employment laws and workplace practices. In 2024, it’s…

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Hurricanes and Your Homeowners Insurance Policy

As a homeowner, it’s essential to understand what types of hurricane damage are covered by your homeowners insurance policy and what additional endorsements or policies you should consider to ensure that you’re adequately protected. Types of Hurricane Damage Covered by Homeowners Insurance Policies Most homeowners insurance policies provide some financial protection against damage caused by…

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