A distracted delivery driver looks out the passenger-side window.

Preventing Distracted Driving

The Centers for Disease Control and Prevention (CDC) defines distracted driving as engaging in any activity that takes an individual’s attention off the road. Distracted driving is extremely dangerous and can lead to serious consequences. In fact, the National Highway Traffic Safety Administration (NHTSA) reported that distracted driving contributes to nearly 400,000 injuries and 3,000…

Male hand holding smartphone. Businessman using laptop computer and digital tablet while working in the cafe.

Differences Between Traditional and Cyber Business Interruption Policies

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid operational disruptions or temporary shutdowns. In these instances, even brief closures can carry costly consequences. Fortunately, that’s where business interruption (BI) insurance can help. BI insurance can…

A truck with a tilt semi-trailer carries cargo under a bridge against the backdrop of sunset

Best Practices for Combating Trucking Bottlenecks

Road congestion repeatedly reigns as one of the biggest challenges facing the trucking industry, causing major operational delays and supply chain complications each year. According to the American Transportation Research Institute (ATRI), such congestion—also known as bottlenecks in the trucking sector—has been on the rise over the past decade, largely due to an increase in…

Closeup of man's hand on driver's side car door handle

July is National Vehicle Theft Prevention Month

The National Highway Traffic Safety Administration (NHTSA) is raising awareness about vehicle theft prevention for vehicle owners in July. A vehicle is stolen every 32 seconds in the United States, on average. Passenger cars historically account for about 74% of all stolen vehicles. Vehicle theft is a prevalent problem disrupting daily routines, incurring expensive financial…

Large flatbed semi truck moving freight down the highway on a misty morning.

FMCSA Proposes Amendments to Commercial Driver’s License Requirements to Increase Flexibility

On Feb. 2, 2024, the Federal Motor Carrier Safety Administration (FMCSA) announced a notice of proposed rulemaking (NPRM) to increase flexibility for State Driver Licensing Agencies (SDLAs) and commercial driver’s license (CDL) applicants. Comments on the NPRM must be received on or before April 2, 2024. Overview of Proposed Amendments The purpose of the NPRM…

The imposing hood and grill at the front of a large Mack truck tractor.

Commercial Auto Insurance Market Outlook

The commercial auto insurance market has faced hardening conditions for much of the past decade, as evidenced by plummeting profitability and continued rate hikes. Although 2022 saw lower average premium increases due to strengthening reserves and 2021’s combined ratio falling below 100 for the first time in years, this deceleration wasn’t here to stay. After…