U.S. Supreme Court Upholds ACA Subsidies in Federal Exchanges

On June 25, 2015, the U.S. Supreme Court ruled that ACA subsidies are available in all states, including those with federal Exchanges. The Quick Version: The Supreme Court upheld the availability of subsidies in all states, including those that have federally facilitated Exchanges. The Court reasoned that Congress intended subsidies to be available in all…

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New? Safety Concern – Marijuana Use and Driving

Individual states have begun to alter their laws about marijuana use. This has a huge impact on the transportation industry. Marijuana is processed through the body differently than alcohol. Testing for the two substances are also very different. Marijuana can be detected in urine for up to 4 weeks to leave the body. Saliva testing…

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Hands-free Devices Still Unsafe

Everyone knows that using a mobile device while driving is dangerous, but new data suggests that using a hands-free accessory may be just as distracting. According to the National Safety Council (NSC), 80 percent of drivers believe that using a hands-free accessory for their mobile devices will make them safer drivers. However, the NSC conducted…

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Do you have a serious sweet tooth?

This spring we headed to Dolle’s for a wonderful tour by owner Anna Dolle Bushnell. Melissa, myself and my girls, were given the extensive tour of the entire Wicomico Street facility. The tour began in the candy shop counter area on the Boardwalk with some throwback photos to the early 1910’s & 1920’s. After our…

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Life Insurance for the Millennials

The generational shift taking place in the workforce has led to some younger workers questioning the need for life insurance. A recent survey conducted by the Life Insurance and Market Research Association (LIMRA) shows that only two-thirds of Generation Y, also called millennials, have any kind of life insurance. Large numbers of millennials are entering…

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