National Preparedness Month is recognized each September to promote family and community disaster and emergency planning now and throughout the year. The 2019 theme is “Prepared, Not Scared.” Save Early for Disaster Costs Are you financially prepared for a natural disaster? #PrepareNow with the help of these tips and free resources: ready.gov/financial-preparedness Make a Plan to Prepare for…
Homeowners policies do not cover all types of water damage. While the terms of your policy will determine what types of water damage are covered and the amount of coverage available, typically homeowners policies do not cover flooding. The Standard Flood Insurance Policy, available for purchase from the National Flood Insurance Program (NFIP), defines “flood”…
If you lost all of your possessions today, would you be able to list each item and its value from just your memory? Nationwide provides steps to take to create a home inventory checklist. Making a detailed list of what you own ensures nothing will be omitted if you have to recall your home…
An important part of emergency preparedness is knowing how to prepare your home for a hurricane. Use these hurricane safety tips when preparing for a hurricane. Importantly, don’t wait until the last minute to gather all of the emergency essentials on your hurricane supply list. Shutters. Install the hardware needed to put up shutters or pre-cut plywood to…
In 2018, our region experienced an upsurge in reports of mold growth, coinciding with excessive rain and high humidity levels. As the temperatures soar and the humidity rises, the Insurance Information Institute offers these tips to prevent excessive mold growth. Use the air conditioner and/or dehumidifier to keep humidity levels between 30 and 60 percent.…
Beyond the traditional deep cleaning, spring is the perfect time to get your home ready for summer. Liberty Mutual provides a list of the most important chores to prep your house for warm weather (and save you time and money in the long run). Service Your Air Conditioner. Spring is the best time (most HVAC…
The Atlantic hurricane season is approaching. Here’s what you can do to get ready now: Know Your Hurricane Risk Check with local officials to understand your risk. Search online to find your local emergency management agency to learn more. Sign up for local alerts or download the FEMA app. Know Your Evacuation Zone Learn your…
The Maryland Insurance Administration encourages residents to be prepared for natural disasters by reviewing and understanding their insurance coverage and by considering the purchase of flood insurance. Before a Storm Arrives Prepare an inventory of your home and be sure you have current information about your homeowners insurance policy. If you are evacuated, be…
Whether hosting a birthday party or a charity gala, organizing a successful event requires looking beyond the festivities your guests will enjoy. To lessen the likelihood of accidents or injuries, incorporate the following steps provided by AIG into your planning process. Hire reputable vendors Obtain a signed contract documenting the function or service that each…
Doing laundry is most likely part of your every day routine. But did you know how important taking care of your clothes dryer is to the safety of your home? With a few simple safety tips from the National Fire Protection Association, you can help prevent a clothes dryer fire. Have your dryer installed and…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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