Fall signals a natural time of transition. Fall is also a great time to get maintenance tasks done if you live in an area where cooler weather is right around the corner. Care for your home this upcoming season by maintaining your home with the following tips: Clean gutters and downspouts. Clear leaves and debris…
As fall and winter bring colder temperatures, the warm interior of your home can provide shelter, breeding spaces and access to nourishment for household pests. Any pest invasion—flies, rodents, squirrels, wasps, ants and various bugs—can cause property damage as well as health and safety hazards for any homeowner. Keep the following tips in mind when…
When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help you protect…
To save money and improve your home’s energy efficiency, you’ll want to start with its outer shell – the walls, windows and doors – then move to the inside spaces. Insulate the walls and attic. Old homes with big attics are notorious for leaking air due to inconsistent or thin insulation. If you hire a…
Hot summer days and cool swimming pools are a great combination to enjoy some summer fun. Many homeowners add backyard pools as a way to entertain and beat the heat. However, adding a pool to your property also increases homeowner responsibilities. Keep these tips in mind if you decide to add a pool to your…
The Federal Emergency Management Agency (FEMA) announced that it will be updating the National Flood Insurance Program (NFIP) pricing methodology through a new risk rating system. This system—which is being referred to as “Risk Rating 2.0”—will leverage additional information and variables to help communicate policyholders’ flood risks more clearly, as well as deliver more accurate…
Every homeowner hopes to never have to file a home insurance claim, but accidents do happen, and some factors increase the likelihood they will occur. Here are 10 surprising things that can affect the types of claims you might file and how much you pay for home insurance coverage. 1. Your Dog’s Breed Although your canine…
For 2021, Colorado State University (CSU) hurricane researchers are predicting an above-average Atlantic hurricane season, which runs from June 1st to November 30th. Specifically, CSU researchers believe there will be 17 named storms in 2021. This is above the average 12.1 named storms per year that occurred from 1981-2010. Of the predicted 17 named storms…
Here’s a quick checklist that can help you freshen up your home and protect it against springtime elements. Clean gutters and downspouts. This will help water flow easily, so it won’t get backed up and damage your house. Check your roof and chimneys for damage, and get it repaired as soon as possible. Wash windows…
When you’re preparing for a new baby, things can get a little crazy. You’re busy preparing for your new arrival, gathering all the baby stuff, and baby-proofing your home. While you’re at it, don’t forget these ways to protect you and your new family member(s): Make sure you have smoke alarms outside each bedroom. You…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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