Food Safety After a Power Outage

Hurricanes and other natural disasters are frequently accompanied by a power outage. Oftentimes, the lack of power is as great a danger as the storm itself. If the power is out for less than four hours, the food in your refrigerator is most likely fine, provided the door was left shut. After four hours, things…

Controlling Windstorm Damage

Homeowners can suffer a magnificent amount of damage from windstorms and hurricanes. Homeowners can reduce their exposure to these losses by protecting the roof, windows, entry doors and garage doors. Roof Protections: Have your roof inspected to make sure that it’s up to code and has enough nails per shingle. Make sure gables are securely…

Protect Your Home from Water Damage

Most people would probably guess that the majority of homeowners claims are fire claims, but they're not. Fire claims can be extreme, often a total loss, but the most common homeowners claim is water damage. Whether it's from inside our outside your home, water can do serious damage. Here's some tips from the Insurance Information…

Making Emergency Preparedness Fun for Kids

Having a family emergency preparedness plan is essential, especially in coastal areas or other places prone to natural disasters. If you have a family with children, getting your children involved is an essential part of the plan. Facing a natural disaster is scary for everyone, but especially for kids. If they are involved in the…

Named Storm Deductibles

The heavy rainfall, high wind and storm surges associated with hurricanes and other intense storms can devastate any business, even those located hundreds of miles off a coast. Because these storms have the potential to cause tens of billions of dollars in damage, insurance providers generally use special, “named storm deductibles,” to provide coverage in…

Tornado Preparation

Although Kent Island received heavy damages during the tornado on July 24, 2017 – only one person was injured and not severely. We can be thankful that no lives were lost during this extreme event. It is a good time to remind and teach out children about protecting themselves during a tornado watch and warning.…