Have you registered your drone?

So last evening while I was cooking dinner, someone knocked on the front door. Truthfully, I was a little surprised as it is rare for me to have unannounced visitors. It was my neighbor asking if he could borrow my ladder. It appears that he had crash-landed his drone on the neighbors roof and he…

Document your Property & Belongings

In almost every blog I read about protecting your belongings, one common thread appears over and over. Document your possessions with photo and videos. This is supposed to help a claims adjustor replace your lost items. It is recommended by every insurance agent – at all times. Home or business common sense says – take…

Frozen Pipes in Summer?

This year it happened in our office. Our frost free hose bib burst. We thought we had made it through the winter unscathed and then…. Wet spring/summer had us not using our outside hosebib to water any of our shrubs. By mid-June we still had not turned the water on outside. We began renovations in…

Five steps to help avoid frozen exterior hose bibs

Frost free doesn't mean freeze proof! Winterize all outside water lines whenever cold weather approaches or you leave your unit for more than 48 hours. Always remove the hose from the hose bib. Shut off exterior water prior to the first frost, or whenever you leave your unit unoccupied for more than 48 hours. Open…

Important Tips for Hiring Reputable and Reliable Subcontractors

There are plenty of advantages with hiring subcontractors. Whether contractors hire them for renovations or new building projects, there are a few important things to know. The most important thing to think about is who the individual is and how he or she will represent the company name. When customers complain, they will likely name…

“Flocking” Insurance – Is your Business ready?

Our Willard’s office has been flocked. We were completely unprotected and 60 pink flamingos landed in our front lawn. Nicely done Salisbury Jaycees, nicely done. As insurance agents we are ready to review your policies and make sure there are no gaps in protection. Important to note, “Flocking” insurance is only sold by the Salisbury…