Traffic Violations Can Impact Insurance Rates

All types of traffic violations have the potential to impact your auto insurance rates. Generally, the type and severity of the violation will determine exactly how your premiums are affected. Here are some examples of incidents that could impact your rates: Speeding Failure to use a seat belt DUI convictions Illegal use of a cellphone…

Frozen Pipes in Summer?

This year it happened in our office. Our frost free hose bib burst. We thought we had made it through the winter unscathed and then…. Wet spring/summer had us not using our outside hosebib to water any of our shrubs. By mid-June we still had not turned the water on outside. We began renovations in…

Five steps to help avoid frozen exterior hose bibs

Frost free doesn't mean freeze proof! Winterize all outside water lines whenever cold weather approaches or you leave your unit for more than 48 hours. Always remove the hose from the hose bib. Shut off exterior water prior to the first frost, or whenever you leave your unit unoccupied for more than 48 hours. Open…

Important Tips for Hiring Reputable and Reliable Subcontractors

There are plenty of advantages with hiring subcontractors. Whether contractors hire them for renovations or new building projects, there are a few important things to know. The most important thing to think about is who the individual is and how he or she will represent the company name. When customers complain, they will likely name…

“Flocking” Insurance – Is your Business ready?

Our Willard’s office has been flocked. We were completely unprotected and 60 pink flamingos landed in our front lawn. Nicely done Salisbury Jaycees, nicely done. As insurance agents we are ready to review your policies and make sure there are no gaps in protection. Important to note, “Flocking” insurance is only sold by the Salisbury…