Ethnic information technology worker typing on a laptop computer.

Debunking 5 Common Cybersecurity Myths

Also known as IT security, cybersecurity refers to the act of safeguarding internet-connected systems, critical data and other digital assets from potential cyberthreats—threats that may attempt to exploit sensitive information, steal funds or disrupt normal business operations. In other words, cybersecurity consists of the strategies implemented to help protect people, processes and technology from cyberattacks…

Smiling mother in driver's seat looks at her baby in the rear view mirror.

Tips for Auto Insurance Buyers in 2024

Insurers face challenges in ensuring adequate rates while navigating regulatory restrictions and competition. As a consumer, it’s essential to be knowledgeable about these factors and consider strategies for reducing expenses without sacrificing coverage quality. Auto insurance is an ongoing and nonnegotiable expense for drivers. The following are proven ways to help reduce these costs without…

A construction worker standing on elevated scaffold while building.

National Safety Stand-down to Prevent Falls in Construction Starts May 6

OSHA is partnering with key groups to assist with hosting a safety stand-down to prevent falls in construction. This stand-down is scheduled for May 6-10, 2024. The National Safety Stand-down raises fall hazard awareness across the country in an effort to stop fall fatalities and injuries. Safety Stand-down Overview A safety stand-down is a voluntary event for…

Two yellow 'wet floor' safety signs beside a bucket collecting water leaking from the ceiling. The signs are in the shape of banana peels to attract attention and warn against slipping.

Restaurant Safety Hazards

Restaurant floors endure a variety of food spills and cleaning products. As a result, they can pose slip, trip and fall hazards for both employees and patrons. While these hazards are significant, many can be prevented by adhering to these safety tips. In the Kitchen Follow these tips to prevent slips, trips and falls in…

Close up photo of burst metal water pipe, forcefully shooting a stream of water up into the air.

Water Damage Response Guide for Businesses

Water damage—whether from burst pipes, flooding or roof leaks—can lead to extensive structural damage and harm to valuable equipment, inventory and personal belongings. In fact, it’s one of the most common and frequent causes of property damage. A prevention plan helps mitigate these risks, reducing the likelihood of costly repairs or replacements. This 24-page water…

The imposing hood and grill at the front of a large Mack truck tractor.

Commercial Auto Insurance Market Outlook

The commercial auto insurance market has faced hardening conditions for much of the past decade, as evidenced by plummeting profitability and continued rate hikes. Although 2022 saw lower average premium increases due to strengthening reserves and 2021’s combined ratio falling below 100 for the first time in years, this deceleration wasn’t here to stay. After…

A dramatically-lit bar display of dozens of different liquor bottles, many partially empty. Glass bottles of rum and whiskey shine, reflecting the neon bar lights.

Liquor Liability Insurance: Market Update

Liquor liability insurance is designed to protect any business that sells or serves alcoholic beverages (e.g., bars, taverns, restaurants, clubs and liquor stores). Such coverage can provide financial assistance in the event that a business is held responsible for bodily injuries or property damage stemming from an intoxicated customer’s wrongdoings, such as fights, car accidents…

A group of young multiethnic office colleagues gather around a laptop computer. Happy, engaged team members review something on the computer screen.

4 Ways AI Could Impact the Workplace in 2024

Artificial intelligence (AI) garnered attention from every industry in 2023, revolutionizing how organizations operate and make decisions. Many employers adopted this technology to streamline operations, enhance workflows and improve customer experience. Over the coming year, workplaces are expected to adopt AI even more rapidly. While many may worry about the likelihood of their jobs being…

Truck driver in sunglasses wearing all black stands defensively with his arms crossed in a truck yard with several tractor trailer trucks in the background.

The 10 Most Common FMCSA Driver Violations During the 2023 Fiscal Year

The Federal Motor Carrier Safety Administration (FMCSA) roadside inspections are examinations of commercial motor vehicles (CMVs) and/or drivers conducted by Motor Carrier Safety Assistance Program (MCSAP) inspectors. MCSAP inspectors conduct roadside inspections on CMVs and drivers to check that they are in compliance with federal safety and hazardous materials regulations. If an inspection results in…