After being quarantined for months, we’re excited to get out, get moving, and enjoy the Summer. While you’re on the go, watch out for these common seasonal risks that often lead to insurance claims. Lawn Mowers Children younger than 16 years old should not operate ride-on mowers. Children younger than 12 years old should not…
Motorists have a responsibility to proactively think about situations that may happen. Being aware of road conditions minimizes the likelihood of accidents. Driving near an 18-wheeler is different than sharing the road with a standard-sized vehicle. Since the truck is bigger, keep in mind that its blind spot is bigger—and often in multiple areas. Truck…
After months of self-quarantining with limited access to restaurants, a summertime backyard cookout sounds delicious! But July is the peak month for grill fires, according to the National Fire Protection Association. Gas and charcoal grills cause close to 2,900 structure fires, 5,000 outdoor fires, and result in property loss of nearly $30 million dollars each…
The Federal Motor Carrier Safety Administration (FMCSA) recently granted a three-month waiver from certain preemployment drug testing requirements. The waiver—which went into effect on June 5, 2020, and expires on Sept. 30, 2020—allows eligible carriers to rehire commercial motor vehicle (CMV) drivers who have been furloughed or laid off for more than 30 days without…
The American Trucking Associations (ATA), ATA Safety Management Council (SMC), and the ATA Transportation Security Council (TSC) provided the following recommendations for professional drivers and motor carriers operating in areas of protest and social unrest. The ongoing protests across our nation have put the trucking industry and professional drivers on the front line once again.…
COVID-19 has left a lasting effect on community associations, at times bringing stress to the forefront. Stay calm and focused on the safety of your community. Make a difficult situation better with these helpful tips. Abide by Rules, Regulations and the Law Follow the laws, protect the association from liability, and keep things moving from…
Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)—will take place from July 12-18. This year’s focus will be on speeding. The Purpose of Operation Safe Driver Week Operation Safe Driver Week is an annual, seven-day initiative created by the CVSA to help detect and prevent unsafe behaviors on the…
The safest way to enjoy fireworks is to attend a public display. These are conducted by licensed professionals and the firework sites are inspected and receive approval prior to the events. With many 4th of July fireworks displays cancelled due to COVID-19 safety concerns, people may choose to celebrate with firework displays at home. Be…
Riots, vandalism and civil unrest create unique challenges for business owners, and can result in stolen, damaged or defaced goods and extensive property damage. Be Sure You’re Covered. The following forms of commercial insurance can provide protection in the event that your business suffers a loss related to riots, vandalism or civil unrest: First-party Property…
Many contractors rely on subcontractors, vendors and other third parties to support their projects. While they are critical in helping you complete your project, they also can impact your operational and financial risks. Regulatory agencies and courts commonly consider general contractors, construction managers and owners responsible for the actions of those with whom they subcontract.…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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