What Determines Vehicle Safety Ratings?

I just purchased my third Honda Civic in my life time. I chose on reliability and safety all three times! So what determines a vehicles safety rating? Although every vehicle sold in the United States must meet minimum safety requirements, the government also uses safety ratings to encourage consumers to purchase safe vehicles as well…

Electrical Safety Tips for the Home

The amount of electricity in the average home is enough to cause serious injury and death, and, according to the National Fire Protection Association, there are 50,000 electrical home fires every year. That’s why it’s so important to take electrical safety seriously in your home. Here are some tips to stay safe around electricity: Avoid…

Sellinging something on line?

As a regular Facebook user – I belong to one or two online yard sale type sites where my neighbors sell things. Now that online platforms such as Craigslist and Facebook have made classified ads more accessible, it’s important to know how to stay safe when meeting with strangers to exchange purchases. Never agree to…

Rule Breakers, Rule Followers, and Rule Enforcers

Any community association is governed by a set of by-laws or other governing document that outlines a set of rules for the residents of the community. Managers are taught to rely on these documents and refer to them regularly. Owners and residents are responsible for reading and understanding the rules of the community and then…

National EMS Week May 15-21, 2016

It is National EMS Week. At Deeley Insurance Group we are proud to protect and insure a number of great local volunteer fire and emergency service departments. Personally, I am wowed by all the services EMS workers perform. I am wowed because I am “that Mom.” Any EMS worker knows me or a Mom just…

Have you made your emergency kit?

Truth is – I steal the money out of my disaster kit all the time. It is my way of securing a few dollars and then when I really need a treat… I got it. I replenish it once a year on June 1st to make sure that in the case of a hurricane, I…

An Evacuation Plan!

I have lived and worked in Worcester County, Maryland all of my life. In my lifetime, I have evacuated on three occasions. I have been forced to “shelter in place” or stay home more times than I can count. I have learned to find friends who have generators, boats, and construction equipment that can get…

Where to Get Hurricane Information

As any storm approaches, look toward your local weather and municipalities to take the lead and heed their advice! However – if you just want to storm track, check out these great links. National Hurricane Center Central Pacific Hurricane Center National Weather Service U.S. State and Territory Emergency Management Agencies Maps of evacuation zones courtesy…

Know Your Stuff!

Have you performed a home inventory? Keeping a list of your personal property with videos and pictures is recommended to all homeowners when buying insurance. It makes the claims process go more quickly. Did you make the list? I’ve checked our office of insurance agents and about 10% of them have an inventory of what…

HOME Act

New Legislation has been proposed in the House of Representatives that would potentially allow a credit to homeowners that live in a qualified homeowners association. Community Association Institute is lobbying strongly for this bill and it is currently in the Ways and Means Committee. A qualified homeowners association must have mandatory membership, principal residences, and…