Taking precautions before work begins and while underway can help safeguard your construction project from injuries and damages occurring during construction, and any claims made after the project is completed. Having well documented pre- and post-construction conditions surveys, records of all work conducted, and any changes requested along the way can be valuable if damages…
Your customers shape your business, and in order to survive our rapidly changing economy, you’ll want to respond to their evolving preferences. For instance, because of COVID-19, more people are relying on the internet to buy items. In fact, 32% of Americans have ordered food online from local restaurants. This means certain businesses can benefit from adding…
2020 has felt like one long season of Survivor, with unexpected challenges at every turn. We’ve juggled a pandemic lockdown, working remote, and virtual schooling for our kids. We need a ‘Time Out!’ While we can’t completely eliminate the stress caused by the world around us, we can reduce it. By thoughtfully controlling what we…
Your homeowners insurance policy can offer financial protection in the event of an unexpected disaster involving your home or personal property. But how you will be reimbursed following a claim depends on the type of coverage you have. There are two main valuation methods when it comes to homeowners insurance—replacement cost coverage and actual cash…
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home…
The federal government issued pandemic-related regulatory guidance that allows offsite audits to determine carriers safety ratings — Satisfactory, Conditional or Unsatisfactory. Previously, regulations required FMCSA to conduct an onsite compliance review to issue an Unsatisfactory rating. That change has allowed the agency to conduct comprehensive safety reviews of fleets remotely instead of in-person, leading to…
The Federal Motor Carrier Safety Administration (FMCSA) announced that it is proposing and seeking public comments on a new pilot program to allow drivers aged 18, 19, and 20 to operate commercial motor vehicles (CMVs) in interstate commerce. “This action will allow the Agency to carefully examine the safety, feasibility, and possible economic benefits of…
New Hours of Service Changes take effect September 29th On June 1st, FMCSA published changes to truck driver hours of service rules in the Federal Register. The new changes – outlined below – become effective September 29, 2020. Short-Haul Operations Extends drivers’ maximum on-duty period from 12 to 14 hours. Extends the air-mile radius within…
In May, the Supreme Court of Virginia ruled that an insurer did not waive its subrogation rights (the process by which an insurance company collects money from the party at fault) against tenants of a unit owner in a condominium insurance policy. The insurance company can pursue a claim for damages against the tenant even…
The U.S. Constitution mandates that the U.S. Census Bureau conduct a census every 10 years. This year marks the 24th time that the U.S. population has been counted since 1790. The census provides critical data that lawmakers, businesses, research institutions, and many others use to provide products and services, as well as influence decision-making for…
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Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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