Insurance Commissioner Reminds Condo Association of Rules

On September 12, 2017, Delaware Department of Insurance Commissioner, Trinidad Navarro, issued Bulletin #27 targeted to insurance producers and adjusters reminding everyone of the existing rules concerning the primacy of condo association master policies. The bulletin is the result of reports that some management companies were refusing to give individual unit holders access to file…

Food Safety After a Power Outage

Hurricanes and other natural disasters are frequently accompanied by a power outage. Oftentimes, the lack of power is as great a danger as the storm itself. If the power is out for less than four hours, the food in your refrigerator is most likely fine, provided the door was left shut. After four hours, things…

Michele Hoffman: Meet the Team

We can’t wait to tell you all about our new Commercial Lines Manager, Michele Hoffman! She has 30 years of insurance experience, concentrating on commercial lines insurance for over 20 of those years. Michele holds the Certified Insurance Counselor (CIC) designation. Michele always has a smile on her face and will drop what she’s doing…

Why do I need Business Interruption?

Originally established for the manufacturing industry, Business Interruption Insurance has evolved into an essential risk transfer tool for all industries. Coverage provides resources that aid in recovery and can help get a company back on its feet quickly. A small business owner ‘s restaurant in Mississippi was devastated by Hurricane Katrina, leaving her with a…

Restoring Your Business After a Flood

Floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of a lengthy, expensive restoration period. Your business could be underwater in a flash, and you could be faced with mounting repair bills and extended interruption to your business. But floods…