Management Liability Coverages

While every business is unique, there are universal exposures that all businesses face. In addition to insuring your specific risks, you need to consider coverage that will protect you from common exposures generated by everyday business operations. For larger organizations, the diversity of risk and probability of higher claim frequency make it more effective to…

5 Big Risks for Home-Based Businesses

Many home-based business owners treat their operations informally—but you shouldn’t. According to Census Bureau data, about half of U.S. businesses are operated from home. The Insurance Information Institute has found that the majority of home-based business owners lack insurance coverage beyond what they have through their homeowners’ insurance policy—which is generally not designed to cover business-related claims.…

Fall Home Maintenance

The autumn season is a great time for preparing your home to withstand the potentially harsh winter weather and temperature conditions. By making maintenance part of your annual fall routine, you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer. Travelers provides the…

Teen Distracted Driving

For most adults, driving is second nature. Like breathing, we don’t really think about it. But to teens, the whole driving experience is new. This makes them more prone to distracted driving. Having the right coverage is important for helping protect against the unexpected – but Nationwide reminds us that paying attention on the road…

Preventing Vehicle Fires

Vehicle fires can break out for many reasons. Smoking, overheated tires, dragging brakes, faulty wiring or exhaust system failures are just some of the causes of vehicle fires. It is important to exercise the following prevention techniques to ensure your safety. As a professional driver, you need to be familiar with the potential risk of…

September is National Preparedness Month

National Preparedness Month is recognized each September to promote family and community disaster and emergency planning now and throughout the year. The 2019 theme is “Prepared, Not Scared.” Save Early for Disaster Costs Are you financially prepared for a natural disaster? #PrepareNow with the help of these tips and free resources: ready.gov/financial-preparedness Make a Plan to Prepare for…