Why Buy Flood Insurance?

No home is completely safe from potential flooding. Flood insurance can be the difference between recovering and being financially devastated. Just one inch of water in a home can cost more than $25,000 in damage—why risk it? The Cost of Flooding Flooding can be an emotionally and financially devastating event. Without flood insurance, most residents…

Electrical Safety During Natural Disasters

May is National Electrical Safety Month, and the Electrical Safety Foundation International (ESFI) reminds us that disasters bring serious risks for electrical-related issues. This year’s campaign theme, “Electrical Safety During Natural Disasters,” focuses on the importance preparing, weathering, and rebuilding after natural disasters. Keep these tips in mind before, during and after severe storms and…

REAL ID Act

The REAL ID Act is a federal law passed by Congress after Sept. 11, 2001, that establishes minimum standards for state-issued driver’s licenses – including CDLs – to be accepted for purposes like entering a federal building or boarding a domestic commercial flight. If you have a Maryland license with a star on the right-hand…

2019 CVSA Roadcheck

The Commercial Vehicle Safety Alliance’s (CVSA) annual International Roadcheck will run June 4-6, 2019. During the International Roadcheck, inspectors will conduct the North American Standard Level I Inspection, a 37-step procedure that includes an examination of both driver operating requirements and vehicle mechanical fitness. This year’s blitz will place a special emphasis on steering and…

Time for a Swim Lesson?

Our communities are lucky to be surrounded by some of the most beautiful waterways. In our backyard we have the Atlantic Ocean, Chesapeake Bay, Delaware Bay, Indian River Inlet, Assawoman Bay, Pocomoke River, St. Martin River and numerous creeks, canals, and estuaries. We’re also amazed by some of the fabulous man-made swim facilities in our…

Be Prepared Before Disaster Strikes

The Maryland Insurance Administration encourages residents to be prepared for natural disasters by reviewing and understanding their insurance coverage and by considering the purchase of flood insurance.   Before a Storm Arrives Prepare an inventory of your home and be sure you have current information about your homeowners insurance policy. If you are evacuated, be…

Cyber Insurance Trends

The message about the need to take cyber risk and insurance seriously is getting through to companies and boardrooms. “As risk awareness has grown, more organizations, particularly those focused on their business interruption risk, are turning to the cyber insurance market for protection,” according to Tom Reagan, U.S. Cyber Practice Leader for global insurance broker…