Delaware Condominiums – Change is on the horizon

Don’t fear, your Ombudsman is here! Meet Chris Curtin. He visited the Sussex County Association of Realtors on Saturday, April 25th and spent over 2 hours answering questions. The room was filled with homeowners and Board members of communities across the county. I think we are going to see some exciting movement come out of…

Hurricane Preparedness in OC, Maryland

The Town of Ocean City is putting on a Community Hurricane Preparedness Town Hall Meeting on May 13th at 6:30 PM at City Hall Council Chambers. The topics covered will include: Preparedness Mitigation planning Flood insurance Deeley Insurance Group will be there. If you can’t make that meeting and still want to be prepared, we…

Is Your Property Aging Properly? New Building Codes

Have you ever woken up and felt like you aged five years over night? Your property may have just done that. Since new building codes are being adopted all the time, your property may cost more to rebuild now than it did just a few months ago. With technological advances, building codes are changing at…

Power Surge – Are you protected?

Power spikes or surges can be caused by lightning, power outages, short circuits, tripped circuit breakers and more. Standard power strips do not offer protection against these surges. In order to make sure you are using a surge suppressing power strip check for an LED light that says Protected. You can also check to see…

Who pays Deductible? – Q & A part 1

Incident: Mary lives in Happy Beach Condominium in Maryland. Mary’s washing machine overflows when she is trying to wash her big, thick beach towels. Water flows to Mary’s neighbor below and causes damage to Mary’s and the neighbor’s unit. Happy Beach Condominium’s insurance policy will pay for the damages to the unit. Mary has purchased…

Flooded with Flood Changes?

Changes haven’t stopped yet. Please keep reading. On April 1st the NFIP rate and fee increases will occur as policies renew. On July 16, 2015 our local area is experiencing map changes that go in effect. Currently, lenders are refining (a fancy word for changing) the requirements for flood insurance coverages. This is where it…