$10,000 Condominium Master Policy Deductible In Maryland, the master policy deductible can be assessed to the unit owner of origin – or where the claim started. These are the rules: The unit owner can only be assessed a maximum of $5,000 The association must annually tell the unit owner the amount of the deductible The…
The insurance industry in our region is experiencing increased losses due to water damage. It could be an icemaker leak, washing machine overflow, or a frozen sprinkler line – causing water to run through condominium buildings from unit to unit causing extensive damage and repairs. Often insurance carriers will review losses, and if there are…
Attention Community Association Managers, Board Members and Unit Owners! Many educational opportunities upcoming. We hope to see you there! Delmarva Condominium Managers Association Monthly Meeting. Come learn about the new regulations and when they will be implemented. Guest speakers will be in attendance from the Maryland Health Department. Date/Time: Tuesday, February 12, 2019 at 12:30pm Location:…
This year the Chesapeake Region Chapter of Community Associations Institute is holding two Breakfast Seminars on the Eastern Shore. We are excited to share these educational opportunities with our Community Association clients. Be sure to register today! Friday, February 1, 2019 – “Wrestling with Short Term Rentals and the Challenges Community Associations Face” Attend…
The holidays are upon us and with it comes the sparkle and shine of holiday decorations. Community associations welcome and appreciate the beauty during the holiday season, but there are restrictions and rules within the community gates. Writing violation letters for holiday decorations is not enjoyable for anyone involved and it’s important that associations follow the bylaws. The…
As the First State continues to thrive with new community associations, the Office of the Ombudsman for common interest communities is working hard to provide best practices on how to run these organizations. To that avail Chris Curtin, Office of the Ombudsman worked with the Community Association Institute and provided homeowner seminars in all three counties…
Small homeowners association insurance coverage can be cheaper than a large association, but if you keep your coverage small in size too, it may not be enough when a claim arises. The easiest mistake to make when reviewing your HOA insurance policy is to think too small. Don’t settle for small liability coverage. A slip-and-fall injury is…
The Community Associations Institute will hold the 2018 Board Leadership Development Workshop in Ocean City, MD on Friday, November 2, 2018. This workshop was formerly known as “The Essentials of Community Association Volunteers Leadership Course.” It will be held at the Fenwick Inn, 13801 Coastal Hwy, Ocean City, MD. The new CAI Board Leadership Development…
The election season is starting to roll around—someone out there in your community association could be the next volunteer. How do you cultivate those people and get them to run for the Board or a Committee position? Some simple ways to identify people who could serve on the board: Year round homeowners – In resort…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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