The Department of Health and Human Services (HHS/CMS) recently announced that it will delay the offer of a choice of plans with health insurance marketplaces specifically for small businesses. The transition policy, outlined in the latest HHS guidance, would delay implementation of the employee choice model as a requirement for all SHOPs until 2015.
HHS is proposing that employers only be allowed to enroll in one QHP (Qualified Health Plan) in 2014. Additionally, state SHOPs would not have to offer employee choice next year. This policy is intended to provide health plan issuers with additional time to prepare for an employee choice model and to stabilize the small group market in 2014.
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