$50 Ticket – If you don’t show your auto insurance card!

Maryland will require each vehicle to carry an insurance identification card starting October 1, 2017. If you keep your id card in your personal device – the electronic version will work. I immediately downloaded my id card in to my cell phone. Then I thought for a minute. Realized, on occasion I may let my…

Who Needs Key Person Disability Coverage?

Your company may take out key person coverage on you if you fall within the top 20 percent of the company in terms of salary. Of course, before your company takes out a policy, you must consent to the coverage. If you fall into any of the descriptions listed below, you may want to bring…

OSHA’s Anti-retaliation Rules to Take Effect Nov. 1

On May 12, 2016, the Occupational Safety and Health Administration (OSHA) issued a final rule requiring certain employers to electronically submit data from their work-related injury records to OSHA. OSHA also indicated its intention to publish this employer information on a public website. Fearing that the publicity of workplace injury and illnesses would motivate employers…

Road Rage by the Numbers

A study released by the American Automobile Association (AAA) Foundation for Traffic Safety found that 78 percent of drivers experienced significant anger, aggression or road rage behind the wheel at least once in the past year. The study—based on a survey of 2,705 licensed drivers—estimated that a large portion of motorists engaged in a variety…

Circuit Court Rules That Password Sharing Violates Federal Law

In a ruling that appears to declare password sharing a federal crime, the 9th U.S. Circuit Court of Appeals recently upheld the conviction of a man who used a borrowed password to gain access to his former employer’s database. The case involved a man named David Nosal, a former employee of Korn/Ferry International, a research…

5 Key Takeaways From Ponemon’s 2016 Cost of Data Breach Study

According to the 2016 Cost of Data Breach Study from the Ponemon Institute, the average total cost of a data breach for a U.S. company is now $7 million. There are a number of key takeaways from this report: The average cost of a data breach hasn’t fluctuated much in recent years. While this year’s…