Condominiums and FHA Certification

Condominium Associations, when possible, should attempt to be FHA certified. The FHA certification makes it easier for purchasers to secure a loan and that the loan would have lower down payment requirements. Certification was particularly hard to obtain for many of our clients for one main reason: Previously, 50% of condominium units needed to be…

5 Key Takeaways From Ponemon’s 2016 Cost of Data Breach Study

According to the 2016 Cost of Data Breach Study from the Ponemon Institute, the average total cost of a data breach for a U.S. company is now $7 million. There are a number of key takeaways from this report: The average cost of a data breach hasn’t fluctuated much in recent years. While this year’s…

How to Make Sure Your Office is Hurricane Ready

Reading a protection blog, even when well written and with convenient bullet points, gets boring after awhile. Thanks to Quill.com who shared this great graphic with us. We want to bring you protection information in the most fun, colorful and most appropriate way for you to read. Our office is prepared, is yours? Do you…

New Changes to Overtime Wage Payment

On May 18, 2016, the U.S. Department of Labor (DOL) released a new rule that will overhaul overtime wage payment. The new rule doubles the salary threshold that employees must meet to qualify for the overtime wage payment exemption—a change that could affect more than 4 million workers across the United States. What is changing?…

National EMS Week May 15-21, 2016

It is National EMS Week. At Deeley Insurance Group we are proud to protect and insure a number of great local volunteer fire and emergency service departments. Personally, I am wowed by all the services EMS workers perform. I am wowed because I am “that Mom.” Any EMS worker knows me or a Mom just…

Have you made your emergency kit?

Truth is – I steal the money out of my disaster kit all the time. It is my way of securing a few dollars and then when I really need a treat… I got it. I replenish it once a year on June 1st to make sure that in the case of a hurricane, I…

An Evacuation Plan!

I have lived and worked in Worcester County, Maryland all of my life. In my lifetime, I have evacuated on three occasions. I have been forced to “shelter in place” or stay home more times than I can count. I have learned to find friends who have generators, boats, and construction equipment that can get…

New Pool Regulations In Maryland

The Maryland Department of Health and Mental Hygiene has been busy revamping the rules and regulations associated with swimming pools and spas. The new regulations have been open to comment for approximately a year. The final comments are coming in now. It is a bold endeavor to get the locally run health departments to have…