Protect Your Home from Water Damage

Most people would probably guess that the majority of homeowners claims are fire claims, but they're not. Fire claims can be extreme, often a total loss, but the most common homeowners claim is water damage. Whether it's from inside our outside your home, water can do serious damage. Here's some tips from the Insurance Information…

Making Emergency Preparedness Fun for Kids

Having a family emergency preparedness plan is essential, especially in coastal areas or other places prone to natural disasters. If you have a family with children, getting your children involved is an essential part of the plan. Facing a natural disaster is scary for everyone, but especially for kids. If they are involved in the…

Named Storm Deductibles

The heavy rainfall, high wind and storm surges associated with hurricanes and other intense storms can devastate any business, even those located hundreds of miles off a coast. Because these storms have the potential to cause tens of billions of dollars in damage, insurance providers generally use special, “named storm deductibles,” to provide coverage in…

Tornado Preparation

Although Kent Island received heavy damages during the tornado on July 24, 2017 – only one person was injured and not severely. We can be thankful that no lives were lost during this extreme event. It is a good time to remind and teach out children about protecting themselves during a tornado watch and warning.…

Have a Responsible Summer

Photo by Lance Armstrong on Unsplash This Aug. 18 to Sept. 4, law enforcement will be stepping up their “Drive Sober or Get Pulled Over” campaign. This means police officers will be focused on spotting impaired drivers and pulling them over. There were nearly 10,000 people killed in alcohol-impaired motor vehicle crashes in 2014, according…

Firework Safety

Every July 4th, thousands of people, very often children and teens, are injured while using fireworks. Despite the dangers, few people understand the associated risks – devastating burns, other injuries, fires, and even death. According to the NFPA (National Fire Protection Association), · Fireworks start an average of 18,500 fires per year, including 1,300 structure…

Summer Lightning Safety

Summer has arrived and we're all trying to spend more time outdoors. Gathering outside with family and friends for cookouts, boating, baseball and soccer games are an American tradition. However, summer does bring dangers, namely thunderstorms and lightning. Here's some disturbing facts: Deaths by Lightning 54% occur in open fields, ball parks and golf courses…