Ocean City Deputy Fire Marshal’s Tips to Avoid Another Winter of Frozen Pipes

Ocean City Deputy Fire Marshal’s Tim Price and Joe Sexauer attended the September meeting of the Delmarva Condominium Managers Association (DCMA). Mr. Sexauer discussed the false alarm reduction program. Charges can occur if false alarms are not handled in a timely manner. Click here for the Fire Alarm Activation Report. Anytime a preventable alarm occurs,…

Document your Property & Belongings

In almost every blog I read about protecting your belongings, one common thread appears over and over. Document your possessions with photo and videos. This is supposed to help a claims adjustor replace your lost items. It is recommended by every insurance agent – at all times. Home or business common sense says – take…

Frozen Pipes in Summer?

This year it happened in our office. Our frost free hose bib burst. We thought we had made it through the winter unscathed and then…. Wet spring/summer had us not using our outside hosebib to water any of our shrubs. By mid-June we still had not turned the water on outside. We began renovations in…

Five steps to help avoid frozen exterior hose bibs

Frost free doesn't mean freeze proof! Winterize all outside water lines whenever cold weather approaches or you leave your unit for more than 48 hours. Always remove the hose from the hose bib. Shut off exterior water prior to the first frost, or whenever you leave your unit unoccupied for more than 48 hours. Open…

Delaware Condominiums – Change is on the horizon

Don’t fear, your Ombudsman is here! Meet Chris Curtin. He visited the Sussex County Association of Realtors on Saturday, April 25th and spent over 2 hours answering questions. The room was filled with homeowners and Board members of communities across the county. I think we are going to see some exciting movement come out of…

Is Your Property Aging Properly? New Building Codes

Have you ever woken up and felt like you aged five years over night? Your property may have just done that. Since new building codes are being adopted all the time, your property may cost more to rebuild now than it did just a few months ago. With technological advances, building codes are changing at…

Power Surge – Are you protected?

Power spikes or surges can be caused by lightning, power outages, short circuits, tripped circuit breakers and more. Standard power strips do not offer protection against these surges. In order to make sure you are using a surge suppressing power strip check for an LED light that says Protected. You can also check to see…

Who pays Deductible? – Q & A part 1

Incident: Mary lives in Happy Beach Condominium in Maryland. Mary’s washing machine overflows when she is trying to wash her big, thick beach towels. Water flows to Mary’s neighbor below and causes damage to Mary’s and the neighbor’s unit. Happy Beach Condominium’s insurance policy will pay for the damages to the unit. Mary has purchased…

Flooded with Flood Changes?

Changes haven’t stopped yet. Please keep reading. On April 1st the NFIP rate and fee increases will occur as policies renew. On July 16, 2015 our local area is experiencing map changes that go in effect. Currently, lenders are refining (a fancy word for changing) the requirements for flood insurance coverages. This is where it…