$50 Ticket – If you don’t show your auto insurance card!

Maryland will require each vehicle to carry an insurance identification card starting October 1, 2017. If you keep your id card in your personal device – the electronic version will work. I immediately downloaded my id card in to my cell phone. Then I thought for a minute. Realized, on occasion I may let my…

Road Rage by the Numbers

A study released by the American Automobile Association (AAA) Foundation for Traffic Safety found that 78 percent of drivers experienced significant anger, aggression or road rage behind the wheel at least once in the past year. The study—based on a survey of 2,705 licensed drivers—estimated that a large portion of motorists engaged in a variety…

Circuit Court Rules That Password Sharing Violates Federal Law

In a ruling that appears to declare password sharing a federal crime, the 9th U.S. Circuit Court of Appeals recently upheld the conviction of a man who used a borrowed password to gain access to his former employer’s database. The case involved a man named David Nosal, a former employee of Korn/Ferry International, a research…

New Changes to Overtime Wage Payment

On May 18, 2016, the U.S. Department of Labor (DOL) released a new rule that will overhaul overtime wage payment. The new rule doubles the salary threshold that employees must meet to qualify for the overtime wage payment exemption—a change that could affect more than 4 million workers across the United States. What is changing?…

What Determines Vehicle Safety Ratings?

I just purchased my third Honda Civic in my life time. I chose on reliability and safety all three times! So what determines a vehicles safety rating? Although every vehicle sold in the United States must meet minimum safety requirements, the government also uses safety ratings to encourage consumers to purchase safe vehicles as well…

National EMS Week May 15-21, 2016

It is National EMS Week. At Deeley Insurance Group we are proud to protect and insure a number of great local volunteer fire and emergency service departments. Personally, I am wowed by all the services EMS workers perform. I am wowed because I am “that Mom.” Any EMS worker knows me or a Mom just…

Have you made your emergency kit?

Truth is – I steal the money out of my disaster kit all the time. It is my way of securing a few dollars and then when I really need a treat… I got it. I replenish it once a year on June 1st to make sure that in the case of a hurricane, I…