Do I Have Business Income Because of Coronavirus Closures?

Business Interruptions As many operations close due to COVID-19 fears, there’s a growing question of whether or not business interruption insurance can help policyholders make up for lost revenue. Business Interruption coverage is typically triggered under a commercial insurance policy when a covered risk/peril causes physical damage to the insured premises resulting in the need…

DOT Issues CBD Warning for Safety-Sensitive Employees

On Feb. 18, the U.S. Department of Transportation (DOT) issued a formal warning regarding the use of cannabidiol (CBD) products. The DOT’s announcement pertains to department-regulated safety-sensitive employees and the use of CBD products. The warning aimed to clarify three different points regarding current regulations and these employees: The DOT requires testing for marijuana, but…

The Essential 7 Work Practices

Truck drivers, mechanics, and office workers were asked to identify the skills they felt were most effective in preventing workplace injuries. They agreed on the Essential 7 Work Practices. Read the information below provided by Great West Casualty Company and ask yourself how you can improve your work habits to protect yourself from injury. BE…

The Coronavirus – What We Know

As the headlines continue to show the effects of the Coronavirus worldwide, concerns of how a commercial insurance policy will respond are on the rise. Coverage varies greatly by carrier, but here is what we know: Virus is commonly excluded from coverage. Property and business income policies only provide coverage if there is first a…

Identifying Confined Spaces

Accidents often occur in confined spaces because workers were unaware that they were in such an area to begin with. As such, the first step toward safety in and around confined spaces is to identify them. Confined Space Characteristics OSHA standards define confined spaces as meeting the three following criteria: The space is large enough…