The Basics of Personal Umbrella Coverage

A personal umbrella liability policy provides an extra layer of insurance coverage over your standard liability policies. It protects your personal assets by kicking in when your standard liability coverage is exhausted. If you are found to be legally responsible for injuring someone or damaging their property without a personal umbrella liability insurance policy, anything…

Hurricane Declaration Exemptions & Safety Tips for Truck Drivers

With Hurricane Florence making US landfall, there is no denying hurricane season is upon us.  It is time to activate business continuity plans, communication strategies and response procedures.  Currently, the FMCSA has issued a regional declaration along most of the east coast.  These declarations exempt drivers from Part 390 to 399 of the regulations, including hours…

Know Your Turf Before You Dig

Smart and safe digging means knowing what is buried underground before you begin a project. Anyone digging or excavating has to be cautious—this includes contractors, road maintenance crews, telephone pole installers, fence builders, landscapers and even homeowners. Call Ahead Every state has a “One Call” hotline, accessible by dialing 811. Each state has its own…