Preventing Vehicle Fires

Vehicle fires can break out for many reasons. Smoking, overheated tires, dragging brakes, faulty wiring or exhaust system failures are just some of the causes of vehicle fires. It is important to exercise the following prevention techniques to ensure your safety. As a professional driver, you need to be familiar with the potential risk of…

September is National Preparedness Month

National Preparedness Month is recognized each September to promote family and community disaster and emergency planning now and throughout the year. The 2019 theme is “Prepared, Not Scared.” Save Early for Disaster Costs Are you financially prepared for a natural disaster? #PrepareNow with the help of these tips and free resources: ready.gov/financial-preparedness Make a Plan to Prepare for…

Calculating Coinsurance

Some business insurance policies include a coinsurance clause. If your policy includes a coinsurance clause, the amount of insurance you have purchased (the limit of insurance) must equal or exceed a specified percentage of the value of the insured property. For example, if 80% coinsurance applies to your building, the limit of insurance must be…