Management Liability Coverages

While every business is unique, there are universal exposures that all businesses face. In addition to insuring your specific risks, you need to consider coverage that will protect you from common exposures generated by everyday business operations. For larger organizations, the diversity of risk and probability of higher claim frequency make it more effective to…

5 Big Risks for Home-Based Businesses

Many home-based business owners treat their operations informally—but you shouldn’t. According to Census Bureau data, about half of U.S. businesses are operated from home. The Insurance Information Institute has found that the majority of home-based business owners lack insurance coverage beyond what they have through their homeowners’ insurance policy—which is generally not designed to cover business-related claims.…