New Changes to the NFIP

Changes to the National Flood Insurance Program (NFIP), through which homeowners obtain flood insurance, went into effect on April 1, 2016. The Federal Emergency Management Agency (FEMA) believes that these changes will help homeowners by aligning insurance premiums with their area’s flood risk and by making more funds available for reimbursement in the event of…

Proposed Training for Entry-level CMV Operators

OVERVIEW On March 7, 2016, the Federal Motor Carrier Safety Administration (FMCSA) proposed new training standards for individuals applying for a new commercial driver’s license (CDL). The standards would also apply for CDL upgrades and certain CDL endorsements—hazardous materials, passenger or school bus. The proposal would require affected individuals to complete a course of instruction…